Homeowners Insurance in and around Charlotte
A good neighbor helps you insure your home with State Farm.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- Charlotte
- Ballantyne
- South Charlotte
- Pineville
- Fort Mill SC
- Indian Land SC
- Matthews NC
- Piper Glen
Home Is Where Your Heart Is
You want your home to be a place to laugh and play when you're tired from another long day. That doesn't happen when you're worrying about laundry, and especially if your home isn't covered. That's why you need us at State Farm, so all you have to worry about is the first part.
A good neighbor helps you insure your home with State Farm.
The key to great homeowners insurance.

Don't Sweat The Small Stuff, We've Got You Covered.
Tom Harman can walk you through the whole coverage process, step by step. You can have a hassle-free experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your furnishings, electronics and home gadgets. Protect your family keepsakes—like collectibles and mementos. Protect your hobbies and interests—like videogame systems and cameras. And Agent Tom Harman can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or choose a higher deductible, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Whether you're prepared for it or not, the unexpected can happen. But with State Farm, you're always prepared, so you can rest easy knowing that your belongings are insured. Additionally, if you also insure your SUV, you could bundle and save! Contact agent Tom Harman today to go over your options.
Have More Questions About Homeowners Insurance?
Call Tom at (704) 543-4001 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
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Backyard structures and home insurance
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Do you have detached structures or a swimming pool on your property? Learn how they're covered by home insurance.
Getting rid of dust in your house
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A dusty home can make asthma and allergy sufferers uncomfortable. Discover tips to help reduce or eliminate the amount of dust in your house.